Triple-A is dedicated to promoting a safe and responsible financial ecosystem and is committed to upholding the highest standards of ethical conduct and complying with all applicable laws and regulations. To that end, this policy has been established to guide Triple-A’s partners and merchants in understanding the types of activities and products that are explicitly prohibited or subject to significant restrictions within our platform.

As such, any activity that engages in or facilitates activities that are deemed illegal or unlawful in any applicable jurisdiction is strictly prohibited. This policy is not exhaustive. We reserve the right to prohibit any activity or product that we deem damaging to our reputation, even if it does not fall into the below categories. We undertake to comply with all applicable laws and regulations in the jurisdictions in which we operate. This means that we may have to prohibit certain activities or products based on local regulations, even if they are not explicitly listed in this policy. For example, in general, “Commerce of tobacco products, including cigarettes, e-cigarettes and e-liquids” is deemed as restricted by Triple-A in most of the cases. However, commerce of vaping products, including e-cigarettes and other electronic nicotine delivery systems (ENDS) is specifically prohibited in Singapore.

At Triple-A, we welcome all legitimate businesses. However, some sectors require additional scrutiny due to their inherent risk profile. These sectors, defined as restricted, may be more susceptible to financial crime. To ensure financial integrity and comply with international regulations, we will implement enhanced due diligence procedures for businesses in these sectors. This may include requesting additional documentation, verifying licensing/registration status, conducting in-depth reviews, and implementing stricter monitoring practices according to our policies and procedures.